SME funding from
200k to 2M

Sharia-compliant, DFSA-regulated, and built for SMEs across the UAE.

Check your SME's eligibility
Check your SME's eligibility

Built for established SMEs, typically trading two years or more with annual revenue above 2M.

DFSA regulated
Shariyah Review Bureau certified
An e& enterprise company
Funding across the GCC

You move fast.
Your funding should, too.

Fast

48 hours

Funds in your account once approved.
80% of SMEs are funded within 14 days.

Straightforward

1 form

Two minutes to apply,
and a clear verdict.

SME‑centric

200k-2M

The right size of funding for a growing
business, not a large corporate.

Why choose us?

Digital first-build for SMEs.

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Fast & flexible finance

Approvals in days, not weeks.

Devices icon

Digital and hassle-free

No branch visits or heavy paperwork.

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Real people, real support

Human support when it counts.

Application to funding in 3 straightforward steps

Speak to us

A straightforward conversation
about your business.

Assess the business

We look at how your business is trading and what you've built, then work out what fits.

Get the funds you need

Once approved, funds are in your
account within 48 hours.

Client stories that speak

Proof of impact, one business at a time.

We've used Beehive multiple times over the past 5 years, great service and excellent rates for funding.

David Cook

CEO at Contractors Direct

Working with Beehive was a reminder that the right partner can make all the difference. They didn't just provide funding but allowed us to focus on our mission.

Husain Abdulkarim

MD at Discovery Travel

We're incredibly grateful to Beehive for helping Know Creative reach new heights. Their support has enabled us to overcome challenges, launch exciting new projects, and stay flexible to seize new opportunities.

Astrid Kirkland

GM/CX Director at KNOW Creative

Why choose Term Finance?

Tailored financing options

Funding size

Access funding from AED 200K up to AED 2M (terms and conditions apply)


Funding term

Choose a repayment term between 12 and 24 months, depending on your industry


Flexible repayment & setup

Repayments

Repay easily with monthly installments

Setup

Apply online anytime, quick, simple and stress-free

Transparent pricing

Fees

No surprises with transparent, fixed fees

Profit rates

Profit rates from 9.8% to 12.15%

Read more about how to get funding ready here.

Backed by

Growing SMEs, funded by Beehive

Not ready to apply yet?

Join the Beehive SME community for practical growth advice, stories from other SME owners, and funding updates when they're relevant to you. About once a month.

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Thank you!

For joining our SME community. Stay tuned for updates.

Get funded.

SMEs are already growing with Beehive.
It starts with a 2-minute form.

SMEs are already growing with Beehive.
It starts with a 2-minute form.

Check your SME's eligibility
Check your SME's eligibility