Connecting
for growth
Fast, digital and accessible funding for SMEs and access for investors to strong, creditworthy businesses across the UAE, Saudi Arabia and Oman.
Who we are
Leading digital SME funding across the GCC
Our digital platform connects businesses that need funding with investors who can fund their growth. We use technology to make finance for SMEs in the region faster and simpler.
Our digital platform connects businesses that need funding with investors who can fund their growth. We use technology to make finance for SMEs in the region faster and simpler.
Our values
What drives us
One amount paid out upfront, repaid in fixed monthly instalments. For expansion, equipment purchases and operational growth.
01
Be proactive
Anticipate challenges and act before they become problems. We stay ahead to deliver better outcomes.
02
Collaborate
Work together across teams and borders to create the best solutions for our customers and partners.
03
Communicate openly
Share honestly, listen actively, and build trust through transparency in everything we do.
04
Drive change
Embrace innovation and push boundaries. We're reshaping finance for SMEs across the region.
05
Take ownership
Be accountable for results and committed to excellence. Every team member drives our success.
Working Capital Finance
Working Capital Finance: Invoice financing up to AED 2.5M
A facility limit you draw against B2B invoices, so payroll and suppliers are covered while customers pay. Approved once, used as you need.
Illustration: an invoice on 120-day payment terms
Without financing
With Beehive
Key terms
Facility limit
Repayment
Profit rate*
Fees
It's a fit if your business
How it works
Step 1 · Minutes
Apply online
Tell us about your business and share your documents.
Step 2 · 10 business days
Get your limit approved
We review the business and set your facility limit.
Step 3 · Same day
Submit an invoice
Upload a B2B invoice to draw against your limit.
Step 4 · Within 48 hours
Receive your funds
Funds are paid into your account.
Compare both
Term Finance or Working Capital?
Term Finance suits a growth plan with a longer payback period: one amount upfront, repaid monthly.
Working Capital suits a cash-flow gap: draw against invoices and repay when customers pay.
Eligibility & documents
What you'll need to apply
Have these ready and your application moves faster.
Financial documents
PDF and CSV, for every company account
Every page signed, with UAE address and source of wealth
Compliance documents
Clear colour copies, including all passports held
If applicable
Financial documents
Compliance documents
Clear colour copies, including all passports held
If applicable
Client stories
What founders say
"Beehive stepped in at the right time with fast, flexible funding that helped us stay on track and keep building."
Richard Fitzgerald
CEO, Augustus Media
"Beehive stepped in at the right time with fast, flexible funding that helped us stay on track and keep building."
Richard Fitzgerald
CEO, Augustus Media
FAQs
Common questions about SME finance in the UAE
Can't find yours? Call +971 4 550 6700 or email sme@beehive.ae
Check your SME funding eligibility in 30 seconds
30 seconds now. A call within the hour.
SMEs are already growing with Beehive.
It starts with a 2-minute form.
