SMEs represent 95%1 of businesses in the UAE but account for just 4%2 of bank loans.
Peer to peer lending is an innovative alternative finance route, using a fintech platform to simplify and speed up the process of borrowing finance. Our online platform connects your business directly with a crowd of investors on our marketplace who can fund your request in days, giving you the fast finance you need to grow your business.
1 u.ae | 2 nbf.ae
Term Finance enables fast, flexible and low-cost borrowing for creditworthy SMEs.
Finance from AED 100k is available on repayment terms from 6-36 months. Beehive can support finance requests for working capital, growth & expansion capital and re-financing.Download Term Finance Factsheet Learn More Get an Instant Quote
Save up to 30% on finance cost
No early repayment fees
6-36 months terms
Beehive sharia processing
Working Capital Finance provides SMEs with short term loans, which can be accessed in hours, to quickly improve their cash flow.
Access up to 80% of outstanding invoices due within 30-150 days on Beehive and our community of investors will provide advance finance.Download Working Capital Finance Factsheet Learn More
Flexible short term finance
Finance within 48 hours
No facility fees
Rates from 0.8% per month
You decide which invoices you finance
Improve your cashflow
What Our Customers Say About Beehive
"Beehive is changing the face of personal investment in the Middle East. The platform provides the ultimate disruptive investment channel to the banks and opens up the world of Angel Investing to individuals for the first time. Not only does Beehive deliver unbeatable returns, it also allows you to place your money directly with local SMEs, who are using the funds to grow their business."
"Peer-to-peer finance is a great concept and investing on Beehive has allowed me to earn attractive returns compared to conventional investment channels, with full control over my investments and establish a more diversified portfolio in terms of investment type and risk. It also feels good knowing that I am supporting SME growth in the UAE with my investments"
"With peer to peer finance already proven in the UK and the USA, this is a win/win for everyone. I get to choose which businesses to invest in, how much and for how long. Beehive gives me more attractive returns – and you actually feel like you’re helping a local business grow."