Statistics
Our Statistics
Beehive connect businesses seeking fast, affordable finance with investors who can fund their growth.
1
K+
Registered Investors
0
Billion
AED Funded
1
K+
Funding Requests
How Beehive financing has performed by year of origination
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These charts show how financing originated by Beehive is performing across Term Finance (TF) and Working Capital Financing (WF). This is shown by the year of origination (ie when they were written).
| Year | TF Net Yield | WF Net Yield |
|---|---|---|
| 2014 - 2018 | 9.74% | 8.04% |
| 2019 | 10.20% | 11.30% |
| 2020 | 10.50% | 11.30% |
| 2021 | 10.70% | 11.35% |
| 2022 | 10.75% | 11.50% |
The returns are based upon the actual rate written and are updated when a financing line is defined as a default. We note that the net return for 2015 excludes one line which was covered by Beehive.
Information on finance written by year of origination
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The table below provides additional information on the amount (aed) and number of financings that Beehive has originated by year. It also details the amount repaid to date and defaulted lines and NPLs (non-performing loans) which is defined as any line which is >90 days overdue but not classified as a defaulted line.
See a detailed summary of current NPLs here
| 2014-2018 | 2019 | 2020 | 2021 | 2022 | Total | |
|---|---|---|---|---|---|---|
| No. of requests Financed | 6,817 | 3,869 | 3,599 | 3,654 | 4,532 | 22,471 |
| Amount Lent | 315.22 | 202.77 | 143.84 | 246.13 | 374.85 | 1,283 |
| Non-Performing Loans | 0.11 | 1.28 | 2.68 | 4.17 | 1.43 | 9.67 |
| Non-Performing Loans % | 0.03% | 0.63% | 1.86% | 1.69% | 0.38% | 0.75% |
| No. of Default | 13.00 | 1.00 | 4.00 | 4.00 | 0.00 | 22.00 |
| Defaulted Loans % | 1.41% | 1.67% | 0.44% | 1.65% | 0.00% | 0.97% |
| Principal Repaid | 313.85 | 197.95 | 139.73 | 209.87 | 149.00 | 1,010.40 |
| Principal Written Off | 4.43 | 3.38 | 0.64 | 4.05 | 0.00 | 12.50 |
| Principal Repaid % | 99.57% | 97.62% | 97.15% | 85.27% | 39.75% | 78.77% |
| Principal Written Off % | 1.41% | 1.67% | 0.44% | 1.65% | 0.00% | 0.97% |
| All amounts are in AED, Million. Data as of 7th Jan 2023, the data will be updated at least on a quarterly basis. |
300
M+
AED funded in TF
300
M+
AED funded in WCF
600
+
Businesses Empowered
Actual and Forecast Bad Debt rate by risk band
| Band | Forecast | Actual (since inception) |
|---|---|---|
| A+ | 0% | 0% |
| A | 0.8% | 1.1% |
| B+ & B | 1.7% | 1.8% |
| C & C- | 4.2% | 4.5% |
The table sets out Beehive’s estimate of blended bad debts by risk across a fully diversified portfolio and compares it to the platforms results to date. The rates set out above are the capital losses and are a combination of the number of loans that may default and the amount of capital outstanding at default. The forecast rates are based on historical default statistics applied to our current outstanding loan book.
