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statistics

AED 240,000,000+

finance raised on Beehive

344+ businesses

funding requests

7,800+

registered investors

How Beehive financing has performed by year of origination

Graph Finance Performed

These charts show how financing originated by Beehive is performing across Business Finance (BF) and Invoice Financing (IF). This is shown by the year of origination (ie when they were written).

 

BF Gross YieldBF Net YieldIF Gross YieldIF Net Yield
201412.64%11.66%n/an/a
201512.36%7.53%11.29%9.03%
201611.74%10.08%12.44%9.95%
201711.98%10.14%13.41%10.72%
201812.40%10.43%12.81%10.25%

 

The returns are based upon the actual rate written and are updated when a financing line is defined as a default. We note that the net return for 2015 excludes one line which was covered by Beehive.

Information on finance written by year of origination

Finance Written Graph

The table below provides additional information on the amount (aed) and number of financings that Beehive has originated by year. It also details the amount repaid to date and defaulted lines and NPLs (non-performing loans) which is defined as any line which is >60 days overdue but not classified as a defaulted line.

 

 

Data as of 05 Aug 2018, the data will be updated at least on a monthly basis.

Actual and Forecast Bad Debt rate by risk band for Business Finance

The table sets out Beehive’s estimate of blended bad debts by risk rating across a fully diversified portfolio and compares it to the platforms results to date. The rates set out below are the capital losses and are a combination of the number of loans that may default and the amount of capital outstanding at default.

 

BandForecastActual
A+0.25%0.00%
A0.75%0.00%
B1.50%2.26%
C3.00%9.65%
C-4.50%0.00%
D6.00%0.00%
Blended1.94%