What is Peer to Peer?​

Peer to peer (P2P) lending is a form of crowdfunding and refers to investors providing finance to businesses without the use of a conventional intermediary, such as a bank. P2P lending uses the internet as a platform to reach a crowd of hundreds of potential investors.

How it works​

Beehive’s online platform directly connects creditworthy businesses looking for funding with investors looking to support their growth.


Business applies for finance on Beehive


Approved business listed on our marketplace


Investors fund finance request on the platform


Business gets loan and investors get monthly returns

$1.4 Trillion P2P lending globally by 2027*

*Global Peer-to-peer Lending Industry

June 2020

Innovative alternative finance, such as peer to peer lending, aims to help plug the SME finance gap.

New technology in finance has created the fintech (financial technology) industry. Fintech businesses are online businesses that provide services in a faster, cost effective and more streamlined manner.


It is already a proven and highly successful concept in the US and UK, where it has created exciting new opportunities for investors, faster access to finance for SMEs and a healthy contribution to economic development.

“Squatwolf’s biggest challenge for growth has been maintaining and ordering inventory at scale. Beehive’s funding enabled us to grow faster by offering us the capital for inventory and efficient merchandise planning at a much lower rate.”

Wadjan Gul

Co-Founder and CEO, Squatwolf

To find out more