How it works

What is Peer to Peer?

Peer to peer (P2P) lending is a form of crowdfunding and refers to investors providing finance to businesses without the use of a conventional intermediary, such as a bank. P2P lending uses the internet as a platform to reach a crowd of hundreds of potential investors.

Beehive directly connects investors with businesses

How it works

Beehive’s online platform directly connects creditworthy businesses looking for funding with investors looking to support their growth.

How it works Step 1

Business applies for finance on Beehive

How it works Step 2

Approved business listed on our marketplace

Investor funds

Investors fund finance request on the platform

Icon Receive funds

Business gets loan and investors get monthly returns

$1.4 Trillion
P2P lending globally by 2027*

Innovative alternative finance, such as peer to peer lending, aims to help plug the SME finance gap.

New technology in finance has created the fintech (financial technology) industry. Fintech businesses are online businesses that provide services in a faster, cost effective and more streamlined manner.


It is already a proven and highly successful concept in the US and UK, where it has created exciting new opportunities for investors, faster access to finance for SMEs and a healthy contribution to economic development.

Beehive for investors

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Beehive for businesses


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“Beehive’s Customer Finance product is an invaluable finance tool with excellent service levels and quick response times.

Beehive has an excellent reputation in the market and is the ‘go-to financing resource’ for a number of SMEs in the region.



Unfortunately, there are very limited options for SMEs when it comes to approaching the more established banks in the region, and Beehive has really filled this gap.”


Brett Smyth, Founder & CEO, Engage ME

Brett - Engage ME

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