Investors

Beehive peer to peer lending offers global investors the opportunity to earn attractive returns by directly investing in strong, creditworthy businesses via our online platform.

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12K+

Registered Investors

10%

Average Business Finance returns*

0.8%

Monthly Average Invoice Finance returns

Peer to peer lending is a new asset class of alternative finance and one of the exciting new investment opportunities spawning from the fintech revolution. Registering on Beehive can open investors up to a world of fast, simple investing, with multiple benefits including 10% ARR avg. net return and monthly payments. Investors can start investing from just AED100 into multiple businesses and quickly build a diversified portfolio. Learn how we risk assess all businesses on Beehive. Investing across Beehive means you can invest in the growth of UAE businesses and help the local economy. Join 10k+ investors already registered on Beehive today and make your money work harder.

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registration process

Investor Benefits

10% avg. ARR*

Bid from just
AED 100

Monthly payments

Diversified risks

Easy access
to cash

How it Works

STEP 1

Register as a Beehive investor

STEP 2

Choose an SME on the marketplace

STEP 3

Decide how much to invest

STEP 4

Receive monthly repayments

Investing on Beehive is easy. Once youʼve registered, you can find businesses looking for funding on our marketplace.

You control how much you want to invest in each funding request. You can also set up Diversification+ which means bids are placed automatically based on your specific investment criteria, saving you time and ensuring you don’t miss any opportunities. Each business investment request is assigned a risk band to help guide investors which business to invest in. All businesses on Beehive are thoroughly credit assessed.

Find Out More Risk Rating Guide

Platform Features

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The Marketplace

The Marketplace lists all businesses currently seeking investment on Beehive. Investors need to be logged in to view business finance opportunities. Businesses are assigned a risk band to help guide the investor. Investors can place a bid on any business they wish and decide how much to invest. Beehive uses fixed rates for investments, which are determined by the risk band and term of the loan. You can see the risk bands and associated rates here. If you have enabled Diversification+ your bid will be automatically placed into businesses that fit the criteria you have chosen.

Secondary Market

The Secondary Market allows investors the opportunity to access liquidity by transferring outstanding finance parts to other investors on Beehive. It enables investors to diversify their investment portfolio by accessing previously closed investment opportunities. It is also a great way for new investors on Beehive to quickly build a comprehensive and diversified portfolio.

Diversification+ (D+)

Diversification+ (D+) is an auto-bid tool that automatically makes bids based on the risk and tenure criteria that you set. To view and set these parameters see the “Diversification+” tab on your dashboard. By using D+, you can ensure that spare funds are automatically bid within your pre-set risk parameters. This ensures you (i) diversify your portfolio; and (ii) place funds as efficiently as possible.

Earn 1% avg. a month*

Invoice Finance

Refers to investors effectively buying into short term finance. It enables investors to get attractive monthly returns and build a diversified portfolio of established SMEs.

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Beehive for Islamic Investors

Islamic investors can take full advantage of the opportunities that the marketplace has to offer while having complete confidence that their values are respected.

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What Investors Say About Beehive

With peer to peer finance already proven in the UK and the USA, this is a win/win for everyone. I get to choose which businesses to invest in, how much and for how long. Beehive gives me more attractive returns – and you actually feel like you’re helping a local business grow


Mark Taylor

What Investors Say About Beehive

Peer-to-peer finance is a great concept and investing on Beehive has allowed me to earn attractive returns compared to conventional investment channels, with full control over my investments and establish a more diversified portfolio in terms of investment type and risk. It also feels good knowing that I am supporting SME growth in the UAE with my investments.


Patrick Rogers